We will assist the young adults with opening up a checking and savings account, buying a car, and finding a job and a place to stay on their own for those who live with their parents and are at least 18-21 years old. Pen Pointe, which stands for Personal Entrusting Nourishment Pointing Others Into Notable Thinking Empowerment (PEN POINTE), will be based in the Atlanta Metro area and sponsored by Pen Pointe Commercial Underwriting LLC.